THE SAFEQUOTETheSafeQuote: final expense insurance for the ones you love.

Final expense insurance is a type of whole life insurance intended to help pay for end-of-life costs, such as funeral services, burial or cremation, and certain remaining bills. Coverage amounts are typically smaller than traditional life insurance and can be chosen with your monthly budget in mind.

Many final expense plans use simplified underwriting: you answer health questions without completing a full medical exam. Some guaranteed issue plans do not ask health questions, but they may have waiting periods and higher premiums. A licensed agent can explain which options may be available to you.

Consider funeral, burial or cremation costs in your area, as well as any remaining bills you would like to help your family cover. Balance those needs with a premium you can comfortably afford over time. A licensed agent can help you compare coverage amounts and explain policy limits.

No. Requesting information or a quote through TheSafeQuote does not obligate you to purchase coverage. Take time to review your options, ask questions, and decide what is right for your family.

Some policies limit the benefit for certain causes of death during the first policy years. The length of that period and the amount paid during it depend on the policy. Ask your agent when full benefits begin and what benefits apply before that date.